Music Connection: Use this song to reinforce the concepts of Consumers and Trade and Money. Have the students do the clapping on the spelling of M-O-N-E-Y, just as is usually done with the song, Bingo. Explain that consumers who borrow must repay a loan at a later date, (but not literally "tomorrow" as the song states.
Consumers want to buy some things.
And sometimes they will borrow.
And money's what they borrow.
They buy the things they want today,
But pay for them tomorrow.
Is what they pay tomorrow.
By Martha Hopkins & Donna Wright) Used with permission. From Financial Fitness for Life: Pocket Power, K-2